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But what if you pass away before using it? What would happen to your money then?
Your pension doesn’t disappear when you die. You can tell us who you would like to receive your pension pot if you die by naming a beneficiary.
This can be done quickly and easily using the Creative Pension Trust Member Portal.
A beneficiary is a person who receives your pension fund after you pass away.
You can nominate anyone you wish to be your beneficiary, such as:
You can also nominate more than one beneficiary, so it could be a combination of the above.
Our trustees will spend time finding potential beneficiaries to your pension.
They’d then make the final decision on who receives payment, which may not reflect what you want to happen to your money.
You’ll receive your username by email after you join us and make your first contribution. If you can’t find your username, you can retrieve it through the Creative Pension Trust Member Portal log-in page.
If you’ve forgotten your password, it can be reset from the Creative Pension Trust Member Portal log-in page. You just need your current username and to be able to answer one of your security questions.
For security reasons, your account will be locked if you make five unsuccessful attempts to log in. You can contact us to request that your account is unlocked.
If you’re looking for help to get things done with your account, you’ll likely find answers using the Member Help Centre. Here are a few of the most common questions we receive from members when they receive their statements:
You have access to a great range of services and support to help you make the choices that are best for you.
You can keep a track of your pension at any time by adding a shortcut to your home screen.
For our latest articles and news, visit the Creative Pension Trust Knowledge Hub.