Find out more about Creative Pension Trust

Creative Pension Trust is a leading national, multi-employer Master Trust workplace pension provider. Our plans provide employers with low-cost, high-quality ways to offer a company pension to their employees, whether they are a new business, micro employer, SME or large national organisation.

You can learn more about Creative Pension Trust, how it is run, governed and administered, and access statutory reports for our plans below. Alternatively, for more information specific to employers or members, head to back to our homepage.

Independent Board of Trustees

Creative Pension Trust is a multi-employer, master trust workplace pension scheme. Governed under trust law, our scheme is overseen by a leading team of professional trustees, all of whom are independent from the scheme sponsor, Creative.

Our Board of Trustees have been appointed to run Creative Pension Trust in accordance with stringent pension regulations, to ensure good value and fairness, and to govern the scheme for the benefit of all members. They are at liberty to challenge any aspect of how the scheme is run and to enact any changes that will foster better member outcomes as they see fit.

View our Independent Board of Trustees

PAN Trustees UK LLP

BESTrustees

Scheme Information

Scheme Administration

Creative Pension Trust is administered by Link Group, who are experienced providers of third-party pension administration. Link Group issue a range of electronic and postal communications and scheme materials to our members and power the Creative Pension Trust Member Portal.

To visit Link Group’s official website, click here.

Scheme Sponsor

Creative Pension Trust’s scheme sponsor is Creative Auto Enrolment Ltd, trading as ‘Creative’, a leading UK provider of financial products and services. Creative specialises in Auto Enrolment and Workplace Pensions.

Statement Regarding Scheme Governance

Our Annual Statement Regarding Scheme Governance describes how our Independent Board of Trustees have met statutory governance requirements.

To read Creative Pension Trust’s Annual Statement Regarding Scheme Governance, click here.

Climate Change

We are pleased to publish the Trustees’ latest annual Climate Change Report, prepared in accordance with The Occupational Pension Schemes (Climate Change Governance and Reporting) Regulations 2021 (the “Regulations”), which are broadly based on the recommendations of the Task Force on Climate-related Financial Disclosures (“TCFD”) reporting requirements.

We are committed to being a responsible investor on behalf of all our members and have a long-term plan in place to deliver outcomes that meet our responsibilities to our members.

This report details how the Scheme is run in relation to climate-related risks and opportunities and monitors the progress we’re making. We hope you find the information in this Report of interest and would welcome any feedback.

To read our Climate Change Report, click here.

Implementation Statements

Our Implementation Statements provide details of how our Board of Trustees have complied with the Scheme’s Statements of Investment Principles during the Scheme year:

Trust Deed & Rules

To view the trust documents under which Creative Pension Trust has been established, click here.

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Made me realise how important it is to get things arranged.

Employee and Pension Scheme Member
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I realised the necessity of sorting my pension out and decoding how I am going to do this.

Employee and Pension Scheme Member
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Really informative.

Employee and Pension Scheme Member
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It made me feel more aware of what I am doing rather than just relying on someone doing it for me.

Employee and Pension Scheme Member
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Presentation was very thorough and outlined all the options available.

Employee and Pension Scheme Member
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I didn't really fully understand pensions and how they worked prior to this and now I feel assured and confident to make a decision to save for my future.

Employee and Pension Scheme Member
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Extremely useful presentation. The Creative representative explained the scheme in terms understandable by everyone.

Employee and Pension Scheme Member
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It has helped me to feel in control of my pension.

Employee and Pension Scheme Member
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It helped explain our options very simply so much easier to understand rather than the usual jargon.

Employee and Pension Scheme Member